What will your policy cover?

It is too late to ask the question after a problem occurs.  It is important that you have a good understanding of the kind of policy you are purchasing.

Questions to ask your agent

  • Do you have Broad Form or Special Form Coverage? And what is the difference
  • Is your Golf Cart or ATV covered?
  • How does your current policy extend to your child at college?
  • How is coverage effected when when a couple separates?
  • Should I schedule my valuables?  What kind of coverage is automatically included?
  • Do you have Replacement Coverage or Actual Cash Value Coverage for your personal items?

.

DANISH MUTUAL

SHELBY COUNTY MUTUAL

 

Protect Your Home with Landmark Insurance

Get a Quick Quote - Fill-out & Fax or Email

Property Coverage

  • Dwelling located on the described premises

  • Construction materials at the premises for use on your dwelling

Other Structures

  • Other Structures located on the premises

  • Construction materials at the premises for other structures

  • Sidewalks & driveways

  • Fences

  • Flag poles, Arbors, Pergola

Personal Property

  • Personal property located on the premises

  • Automatic coverage for personal property temporarily away from premises

Additional Living Expenses & Loss of Rents

  • Increase of living expense while your property is being repaired or replaced

  • Loss of rents you might incur while the rented portion of the premises is unfit to occupy

Additional Coverages

  • Debris Removal

  • Emergency Removal of Property

  • Necessary Repairs After Loss

  • Trees, Shrubs & Plants

  • Refrigerated Products ($250 included)

  • Outside Radio/Television Equipment & Satellite Dishes

  • Credit Card

  • Loss Assessment

  • Collapse

Personal Liability Protection

Public Liability

  • Coverage for claims made against an insured person for bodily injury or property damage arising from accidents or injuries occurring on the premises for which the insured becomes legally obligated to pay due to personal acts

Medical Payments

  • Coverage for medical expenses that arise from accidents or injuries occurring on the insured premises

Damage to the Property of Others

  • Covers property damage to property of others which you borrow or use

Optional Coverage

  • Inflation Guard

  • Farm/Household Operations Records

  • Earthquake

  • Water/Sewer Backup

  • Condo Unit Owners

  • Scheduled Personal Property

  • Refrigerated Products

  • Replacement Cost for Personal Property

Liability

  • Incidental Business Activities

  • Business Pursuits

  • Home Day Care Provider

  • Incidental Agricultural Activities

  • Contractual Liability

  • Waterbed

  • Additional Insured

  • Additional Premises

  • Extend coverage to a student away at school
 
Landmarkia.Com © 2008 | Privacy Policy    Home | Farm Insurance | Life Insurance |Auto |Products |